Steady again this month, second hold in a row at 3.60%. Starting to look less like a single pause and more like the RBA is genuinely comfortable sitting at this level while it watches how the last few months of price growth and demand flow through the broader economy.
I've stopped trying to predict the next move with any real confidence. Two years of doing that taught me the cycle moves on its own logic, inflation data, employment figures, things well outside anything visible in the property market day to day.
What I'm doing instead is just making sure whatever I buy from here works at 3.60% and would still work if it went back up a point. That's a more useful exercise than guessing the RBA's next meeting.